mfis Example Sentences

• However, at this stage almost all microfinance is provided by specialised mfis.
• Although some mfis made CNICs a mandatory part of lending, many others did not.
• The investments in securitised assets originated by mfis, which comply with the guidelines in Master Directions are exempted from this interest cap as there are separate caps on margin and interest ra
• Reduced loan default served both the financial objective of the mfis and the poverty alleviation objective of governments, NGOs, and international development partners.
• Mfis into two groups, the first group includes banks and rural banks and the other group includes nonbank financial institutions only.
• Such large volume is only possible through the scale that is native to network level solutions that are owned by telecom operators and sold to banks and mfis.
• This increased competition between commercial banks and MGB for this loan market has placed acheck on NGO mfis creeping up market to serve this client group.
• For example, the funds are given with interest and the mfis are required to recover a certain fixed rate of return on their investments.
• Finance for the really poor may not have much of a future, at least as far as the existing larger and commercially oriented mfis are concerned.
• NGO mfis identified availability and affordability of funds as their mainconstraints to fund raising.
• However, from the start of their operations, the regionu00d5smicrofinance banks have accessed a more diverse range of funding sources than have NGO MFIs; thesesources included deposits, commercial and
• Indian mfis after a certain point.
• Mfis to adapt lending terms to the speciufb01c characteristics of tourism activity and poor populations.
• At the mfis, there is a great variance in interest rates.
• The initial objective was two-fold: establishing viable mfis and strengthening the customary village as a focus of Balinese culture.
• MFIs; hence this group of practitioners is examined separately.
• This review improves upon the previous by going beyond formal mfis to include development organizations or any formally defined groups working for financial inclusion through direct provision or broke
• Mfis have the highest overall mean efficiency, which indicates that the regulation affecting these institutions may be the most relatively supportive.
• Mfis express additional funding needs, this is not as true for the EAC region.
• We Can Manage groups have access to updated information on services and conditions of different mfis and banks so that they can make an informed decision on whether or not to use those services.
• If only these mfis had known why customers were unhappy beforethey defected, the institutions could have done their best to increase the satisfaction of those customers and encourage them to stay on.
• Mfis, nonprofit mfis charge lower interest rates, serve more women, and reach poorer borrowers.
• Mfis would do better to focus on each segment to develop the best business models to serve those clients.
• Mfis and sustain the project; Frequent reporting that keeps each other abreast with developments in the scheme; Transparency and participatory nature of the interactions; established procedures for re
• Sharing once hidden information: credit bureaus, mfis, and client welfare.
• This is specialized leasing companies, which may or may not be linked with banks or mfis.
• FSS and mfis scores at the baseline visit.
• The base credit life cover is compulsory for customers as per the mfis benefit configuration.
• Transfers are made to accounts domiciled and managed in the country of origin; the banks and mfis in the country of origin assume responsibility for monitoring them and their risk.
• We spoke primarily with management at most mfis.
• Mfis should therefore reflect the operations and potential risks to society.
• Models like group lending, that have become a recipe for most mfis and even big banks have outlived their usefulness.
• Mfis, particularly when people were dealing with illness or drought.
• Mfis involved in this sector.
• These banks work inconjunction with the mfis, mainly in urban centres.
• Mfis to buildtheir capacity to assess and monitor their clientele.
• Mfis in the US and developing countries on their impact evaluation practices.
• Almost all respondents reported that their FBO was capable of providing emotional care and grief counseling in response to mfis.
• It istoo early to tell whether such market pressures willforce mfis into mission drift.
• The mfis, being government affiliated organizations, seem to work in an informal way although there is no legal provision to refer and make such transactions legally binding.
• Includes mfis not shown.
• Those in the microfinance industry who assumed that formal mfis would drive the traditional money lenders out of business have been shocked to learn that the demand for moneylenders has remained robus
• Hope the UID would be utilized by the mfis and banking outlets in the near future to create loan profiles that can aid new credit approvals and risk assessment.
• He goes on to argue that mfis need to provide tailored lending services for the poor instead of rigid loan products.
• Mfis follow their own methodology.
• They continued to receive subsidies and, very soon, the same criticisms levelled against the development banks were levelled against these mfis.
• NGOs and mfis have been involved in the Rashtriya Swasthya Bima Yojana to act as intermediaries.
• Saharan Africa, more than half of mfis report a move to their portfolio at risk of part of their clients having benefited from moratoria.
• With regards to the learning exchanges and select training of mfis, key emphasis will be placed on the TOT for MFI staff in financial literacy topics for women and youth.
• While investors are expecting professional delivery ofservice, most mfis can neitherattract nor afford professionals.
• Investment concentration is a challenge to Although the benefits of increased funding truly expanding financial access and reflects are well established, there are those who the lack of viable mfis in
• It is focusing on ways by which to enhance the MFIs' effectiveness and to achieve the scale necessary to have a palpable impact on reducing poverty.
• CRDB MFC lends to mfis at the most affordable yet negotiable interest rates.
• The first transformation concerns the function of mfis and agricultural cooperatives.
• In some cases, mfis do not have robust automated processes; instead, they rely on manual data processing often done by a single person.
• After establishment and capitalization by the government theywere faced with the problem of defining criteria for selecting which mfis were eligible forpromotion.
• Mfis may fall under specific MFI legislation tion and smartchips.
• Credit bureaus audits of bank privacy compliance: In Mexico, credit bureaus conduct audits, soliciting proof from mfis of customer authorization to obtain credit reports.
• Mfis as points of service.
• National Bank of Ethiopia, only banks and mfis can offer mobile and agent banking services.
• Mfis bank on development projects Come clean on land reform mistakes, Gono urges govt Obert Mpofu kicked out of Parly Ncube needs to tread cautiously Is Osborne earmarked for Sables job?.
• Incentives for downscaling of commercial banks and upscalling of mfis in rural finance market should be taken into consideration, such as tax incentives, cheap funding sources.
• To protect themselves, mfis usually add risk premium to their interest rates.
• Commercial investors are more comfortable lending to regulated institutions, likemicrofinance banks, than unregulated ones, like NGO mfis.
• Of course, there is a risk of the borrower taking multiple loans from competing mfis.
• Purely commercial investors were also not deemed suitable as owners of mfis simply because it was feared that they would only focus on profitability and neglect the social and developmental role and m
• The main challenge of policy makers has been to develop a regulatory structure which allows mfis to provide reliable sources of finance for the growth of small firms and smoothing of consumption expen
• That is, mfis and banks may provide microfinance to those they know will not repay in order to collect the interest until they recoup the loan balance from the government.
• However, the author focuses the research on the Cameroon Microfinance industry relying on the use of the framework of CRM to enable mfis to improve in the market place.
• In some cases, such as in the IDCOL model, governments can leverage the network of mfis in remote communities to engage them as partners and investors in expanding energy services.
• Currently, few NGO mfis are leveraging their capital base through commercial borrowing.
• Mfis received debt funding of Rs.
• Mfis should be encouraged to explore partnerships with an array of technology suppliers, while any one supplier may enter arrangements with one or more MFIc.
• While not exhaustive, it explores several important areas, including the role of mfis, credit constraints and the returns to credit access, and small farm and gender biases in agricultural credit.
• Mfis, lack of products diversification and factors that are usually consider in granting micro credits to micro entrepreneurs.
• First, the mfis have a track record that demonstrates theircreditworthiness as clients.
• Network, an umbrella organization of the main mfis, to support the integration of four of the largest mfis into the bureau over a year.
• We suspect that using for instance the FSS or the mfis as screening instrument, would have led to small changes in the composition of the study population, with some participants not being included, a
• Money: he vast majority of mfis operate in cashbased economies.
• More research is needed to better understand these dynamics and develop recommendations for mfis on how to train against, monitor, and sanction abuses.
• Mfis in Addis Ababa city.
• Mfis need comprehensive, timely audited financial statements prepared by internationallyrecognised auditors.
• However, our interest in the other sectors such as the NGOs and cooperatives relate to the following: 1) transformation of non-bank mfis into banks, 2) other infrastructure needed for microfinance dev
• The study revealed two problems restraining the flow of commercial financing into the sector; these problemsparticularly impede NGO mfis.
• As a consequence, mfis are often.
• Mfis, and financial institutions.
• These turning points differ from one MFI to another, and in fact, we found few mfis who make an active distinction in terminology between delinquency and default.
• ONM: How should mfis prepare for this eventuality?.
• Based on the reasons in Part II, political goals of credit availability are not realised without mfis.
• In the background of these rules and the way that MFI division has been always attempting to decrease its costs, MUDRA would likewise help mfis lessen their expenses to cut down the general expense to
• We were unable to verify that collateral seizure was the norm with the majority of mfis, but, if this is systemic, it suggests that mfis believe that they lack a viable alternative to ensure repayment
• However, mfis have room for improvement and could be made more effective by addressing the ethical concerns raised in the philosophical literature.
• Yet many mfis claim that interest rates are not the problem as they have high loan repayment rates, a commonly touted indicator of success.
• Efficiency in expense management should ensure a more effective use of mfis loan able resources, which may enhance mfis profitability.
• Mfis are not very effective in improving the lives of the extreme poor.
• NGO mfis to survive but to remaindependent on some kind of subsidyu00d1whether from donors, the government, or social investors.
• Mfis who have experienced crisis in the past.
• Without this, mfis are unlikely to create programs suitable for and focused on that group.
• Although the availability of funds has improved for the largest and strongest mfis, most are primarily price takers, especially in local markonly made this situation more difficult.
• An adequate legal framework will regulate microfinance activity and allow Serbian mfis to operate like other mfis in Europe.